Small Artisan Contractor General Liability Program

General Liability coverage for Artisan/trade contractors for both commercial and residential work. It is designed to meet the needs of small artisan contractors conducting business within the trades and construction industry. Contractors are limited by their size and maximum allowable exposures are receipts of $1,500,000.

Policies may be written for one year and renewed annually. See Rating for definition of Payrolls. Limits available are 1,000,000/1,000,000/1,000,000, 1,000,000/2,000,000/1,000,000. 1,000,000/2,000,000/2,000,000 limits are available for contractors performing at least 80% commercial work and not more than 20% residential work.

For artisan contractors who perform new construction in tract home subdivisions of up to 10 homes! A tract development is defined as – a project or premise in which multiple architecturally identical, nearly-identical, or similar homes are built.

Contractors performing 100% service and repair work for residential and commercial projects are given special consideration in the program. Additionally, small remodeling general contractors, including those who complete room additions will be accepted.

Program Highlights

  • Admitted A Rated Carrier
  • Occurrence form (Sunset & Manifestation Optional)
  • Artisan new remodeling & Service Work OK for Residential & Commercial
  • Service/Repair & Common Area Work on Apartments & Condominiums
  • Receipts up to $1.5 Million
  • Payroll up to $500,000

Find out more!
Call us at 800.830.1705 or Click Here to get your application process started.

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